top of page

Who We Are

enTrust Merchant Services is a leader and direct provider of customized merchant payment solutions. We are focused on small and middle markets to specialize in order-to-cash, revenue management and best practices for risk management in payments.


A sampling of our market includes: 


  • Health Care

  • Industrial

  • Retail

  • Automotive

  • Brick & Mortar

  • Business Services

  • Building Services

  • Personal Care

  • Commercial

  • Mobile POS

  • Legal & Professional

  • Non-Profits

  • Restaurants & Hospitality

  • Home & Garden

  • eCommerce

  • and many others

Established in 2007, enTrust Merchant Services was launched under a Pennsylvania CareerLink sanctioned program for economic and workforce development.  


In 2009, we were appointed as a managing agency for BAC|Credomatic, one of the largest banking and financial services companies in the Americas. The BAC|Credomatic Network is a leading player in financial and merchant services held by Group Aval - an $18 bn bank holding company [NYSE: AVAL.]


enTrust is an enterprise devoted to developing economic potential and inspiring small businesses through purposeful relationships and business development. Our goal is to create long-lasting relationships with our clients by helping them better understand the impact business payments will have on their business objectives.


Located in beautiful Bethlehem, Pennsylvania, our business footprint serves the Greater Lehigh Valley as well as the Northeast and Mid-Atlantic Regions.  

A Passion for Service

What makes a merchant services provider different? Financial acumen? Transparency? Industry expertise? Risk control? Yes, but it’s a whole lot more.

  • We care about you and your business payments requirements

  • We are committed to making a difference for your business

  • We know that your trust in us is earned - every day


What may truly differentiate a merchant services provider is how well they serve their clients. When our clients tell us both the quality of our service and the experience of working closely with us are equally satisfying, that’s when they acknowledge having a true payment partnership. 


That is our distinction.


With enTrust Merchant Services, and no matter which of our services you engage, you will experience the universal benefits of a payments partner laser-focused on you and your business.  There is a reason our merchants have retained us as a top payment provider for client services.  Longevity in these relationships, with an unwavering commitment to unparalleled client services, is our best testimonial.

Let us show you what Merchant Care engagement is all about.  We do business a little differently - let us show you how. 


Mike Lichtenberger, CPP FInstIB 

Group Executive and Chief Operating Officer

As a Certified Payment Professional Mike is among the nation's first class to earn this prestigious certification by the Electronic Transactions Association. Few, like Mike, can demonstrate their competence and understanding of this complex industry. Mike’s consultation skills are recognized by the Institute for Independent Business International [London] and he holds a distinguished Fellow designation.


Mike is a proud member of the Greater Lehigh Valley Chamber of Commerce and enTrust Merchant Services is the Chamber's preferred provider.  Mike currently serves as the Chair of the Small Business Council's and is a member of the Chamber's Board of Governors.  Mike was honored with the Excellence in Business Award by the Chamber's Ambassador Council.

Mike was appointed by the College President to the Business Department Advisory Board at Lehigh Carbon Community College.  Through collaboration among faculty and staff, students, and the community, the Advisory Board offers strategy and leadership to advance learning, identify best practices for adult learning, and govern accreditation. In addition to his passion for small business and the local economy, he was named by the County Executive to the Board of Directors of the Regional Transportation Board.


Mike is deeply involved in the community as a fundraising champion for the Pediatric Cancer Foundation of the Lehigh Valley and The GLVCC Snowball Gala event to raise awareness and funds for non-profits. Mike and enTrust Merchant Services was previously nominated for Business of the Year and Corporate Citizen honors for their philanthropic work.. 

Off the job, Mike is a life-long enthusiast and has been making an impact on youth and collegiate hockey as a Coach in Chief for USA Hockey and National Coach in Chief for the American Collegiate Hockey Association [ACHA.]  Mike was twice named Coach of the Year by the Eastern Collegiate Hockey Association and is the recipient of the ACHA Spencer Award for Service and Leadership.

Before launching enTrust Merchant Services, Lichtenberger spent 25 years in corporate leadership positions at Marine Midland Bank [HSBC,] United Technologies - Carrier, General Electric and BOC Gases.


Lichtenberger is the Group Executive and Chief Operating Officer of Sherwood Management Group LLC, a business services advisory company and non-bank funding organization.


For more about Mike, connect on LinkedIn here or contact us at anytime.

bottom of page